Attention homeowners in Lompoc and Santa Barbara County: Need an appraisal?

See the top reasons CA homeowners call on Wesley Hain:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to lower your mortgage payment
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in Santa Barbara county or CA by determining the true market value of real estate in question

Do you own a house in or near Lompoc? Do you need help determining the value of your real estate?
Contact Wesley Hain.

At Wesley Hain, we understand the special needs of a consumer in need of appraisal services. Our regular business clients are used to the appraisal process and the customary documents we provide. As our client, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Wesley Hain will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value assessment than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut expenses for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping consumers just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenge a property tax assessment

If you live in a local area that is going down or is not appreciating as much as other properties nearby, your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Wesley Hain is your number one weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Wesley Hain can help you reinstate your home equity line of credit with an expert appraisal.

We Offer Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for verity or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Wesley Hain can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home.